2 I/We understand that the processing of the application and the subsequent sanction of the loan(s) is at the sole discretion of Thazhayil Finance Private Limited, registered NBFC, and is subject to my/our execution of necessary documents, providing any security(ies)(if required/applicable) , when applicable and other closing formalities to the satisfaction of the concerned Lender. I/We agree that Thazhayil Finance Private Limited at its sole discretion may reject my application without providing any reasons, and that I/We reserve no right to appeal against this decision.
3 I/We declare that I am/we are citizens of/resident in India and I/we declare, warrant and represent that all the particulars and information and details given / filled in this application form and documents given by me/us are true, correct and accurate and I/we have not withheld / suppressed any material information. I/We undertake to furnish any additional information/ documents that may be required by Thazhayil Finance Private Limited from time to time. Thazhayil Finance Private Limited reserves the right to retain the photograph & the documents submitted with the applications & may not return the same to the applicant.
4 I/We confirm that there are no insolvency proceedings against me/us nor have I/we ever been adjudicated insolvent. I/We also undertake to inform Thazhayil Finance Private Limited of changes in my/our occupation/employment and to provide any further information that Thazhayil Finance Private Limited may require. I/We shall advise Thazhayil Finance Private Limited on the change in my/our resident status.
5 Thazhayil Finance Private Limited may, as it reasonably deems appropriate and necessary, disclose and furnish information as set forth above to the appropriate Credit Information Companies and/or any other agency authorized in this behalf by the RBI. The Borrower hereby agrees that Thazhayil Finance Private Limited shall be entitled to exchange information regarding our accounts with other financial institutions or banks, as and when required in accordance with Applicable Law and regulations.
6I/We agree that my/our loan will not be used for any speculative or anti-social purpose.
7 As a pre-condition, relating to grant of the loans/advances/credit facilities by Thazhayil Finance Private Limited to me/us, I/We agree and give consent for the disclosure by Thazhayil Finance Private Limited of (i) information and data relating to me/us (ii) the information or data relating to any credit facility availed of/to be availed, by me/us; and (iii) default, if any, committed by me/us, in discharge of any our obligations, to all or any third parties as may be deemed necessary at the sole discretion of Thazhayil Finance Private Limited.
8 I/We accept the terms & conditions unconditionally and agree that these terms & conditions may be amended or modified at any time by Thazhayil Finance Private Limited and I/we will be bound by the amended terms & conditions that are in force.
9 I/We further authorize Thazhayil Finance Private Limited to keep me/us informed (vide telephone, SMS, mail, E-mail, mobile app etc.) of all promotional schemes and/or activities.
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